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Best Mountain Bikes Under 500 Dollars – 2021 Top Models Reviewed

Best Mountain Bikes Under 500 Dollars – 2021 Top Models Reviewed

Mountain biking is an enjoyable outdoor activity that provides you with many health benefits. As a beginner, it can be difficult to purchase your first mountain bike especially if you do not know the features and the accessories to check. You want the best mountain bike under 500 that is suitable for casual or beginner rider.

You also want a mountain bike that is designed with quality tires, solid frame and the ability to transit in smooth trails and streets. The good news is that there are plenty of options available on the market that won't cost you much.

To ensure that you get a quality mountain bike, my team and I dedicated our time to research. We talked to several mountain bike local shops, best mtb sellers online. We also talked to many mountain bike riders. We had a list of over 25 mountain bikes and we eliminated them based on the price, being too heavy, few reviews, many negative reviews, strange geometry and much more.

This helped us to come up with top 10 mountain bikes under 500 bucks that will be worth your investment. These are quality bikes that have been tested and they perform well in different terrains. Find the full review of each model to help you get the right one.

Our Top Pick - Mountain Bikes Under $500

** At the time of publishing this post, each products price were under $500 in Amazon

Can You Get A High Quality Mountain Bikes Under $500?

If you are a beginner, there are plenty of high quality mountain bikes you can get under $500. Many renowned brands now make affordable mountain bikes suitable for light trails and commuting. However, such bikes require frequent maintenance and replacing different components with time because some parts are inferior.

If you are serious about mountain biking, then I wouldn’t recommend a mountain bike under $1000. For hardtails, the minimum you can go is $1500 and for full suspension, your budget should be between $2000-$2500. Spending more on a mountain bike gives you quality components that can handle all trails without breaking.

Things To Consider Before Buying A Mountain Bike Under $500

The type of mountain bike you purchase will determine how you will navigate through uneven and unpredictable terrains. There are several things that you need to remember when you are buying a mountain bike under 500. Here are a few considerations to think about.

Type of Bike:


When buying a mountain bike, you need to understand that they come in different styles based on the purpose. Trail mountain bikes are the most popular for casual climbs. They are perfect for people who are into riding and not racing.

Cross-country bikes are ideal for riders who are looking for speed and more climbing power. Fat bikes come with oversized tires which make them ideal for beginners because they offer more traction and absorb shock.

If you are an aggressive rider, all mountain bikes will be perfect for you. The bikes provide steeper climbs and they have more technical features. Lastly, downhill bikes perfect for experienced riders who ride in dangerous terrains.

Frame Construction:

What type of frame do you want your mountain bike to have? Mountain bikes are designed with different types of frames. Each type of frame has its pros when it comes to weight and durability.

If you need a lightweight and durable mountain bike, select a model that is designed with aluminum alloy. A steel frame is affordable and tough but it is heavy. Additionally, you can get mountain bikes with carbon fiber and titanium frames which are lightweight but they are expensive.

Wheel Size:

The wheel sizes also differ in mountain bikes. Basically, there are three types of wheel sizes you will find on mountain bikes. These include 26, 27.5 and 29 inches. 26-inch wheel are standard size and they are perfect for beginners because they provide more control.

Mountain bikes with 27.5 inches offer more mobility over mountainous terrains without compromising control. Lastly, 29-inch wheels are ideal for aggressive riders. The bikes maintain their momentum and handle obstacles well on different terrains.

Tires:

Mountain bike tires are available in different sizes. You can either choose size 29 inch, 27.5 inch or 26 inch. The tire width you choose also highly depends on the type of bike that you ride. For instance, if you have a cross-country country bike, a width range of 1.9- 2.25 inches will be fine. Trail mountain bikes require a tire width of 2.25-2.4 inches, downhill bikes up to 2.5 inches and fat bikes from 3.7-5 inches.

Brakes:

Braking power is essential in mountain biking. Mountain bikes have disc brakes and rim brakes. Disc brakes are ideal for all kinds of riding conditions while rim brakes provide a solid grip but not always.

Gears:

Selecting the gears in a mountain bike can be tricky because mountain bikes do not need a continuous gear change. If you are an experienced rider, a mountain bike with lower gears can be great for riding up and down. Higher gears are ideal for beginners who ride on smooth trails.

Type of Suspension:

You should also note that mountain bikes have different suspensions. You can get a mountain bike with a rigid suspension which is cheap and doesn't require maintenance. However, the suspension is not perfect for mountainous terrains because it doesn't absorb shock.

Hard trail bikes have a front suspension that provides more impact absorption on the front wheel and leaves the rear wheel rigid. In full suspension bikes, you will find a suspension for4k in the front and rear wheel to increase shock absorption. These bikes are expensive and that require more maintenance.

Geometry:

When it comes to choosing mountain bike geometry, comfort should be your number one consideration. Make sure that the bike you choose is comfortable. You should check things like the seat angle, bottom bracket height, length of the chainstay, wheelbase, head angle and the reach among others.

Mountain Bikes Under $500 - Reviews

The following are reviews of high-quality mountain bikes under 500. The bikes are packed with great features and they provide smooth rides on different terrains. Find a detailed review of each mountain bike here.

1. Gravity FSX 1.0 Dual Full Suspension Mountain Bike

The frame features a quality craftsmanship and superb welding on the points that receive more stress and impact when you are riding. When it comes to braking, this bike has got you covered. It has front and rear disc brakes that provide you with reliable stopping power whenever you need it.

Additionally, it has front and rear suspension so you can be sure of smooth rides. This bike is designed with quality components to offer you with many years of use. It features strong and durable quick release wheels and double wall rims.

It is also designed with a comfortable saddle so you don't have to worry about feeling uncomfortable even when you are riding for an extended period of time.

This bike comes partially assembled. You need to do some assembly and fix the parts that are not assembled. If you follow the instructions provided, then you can have a simple time putting it together.

Highlighted Features:

  • Front and rear disc brakes
  • Quick release wheels
  • Adjustable front and rear suspension
  • Double wall rims
  • Easy assembling
  • Shimano shifters

2. OBK 27.5 Wheels Mountain Bike Daul Disc Brakes Mens Bicycle

OBK 27.5 Wheels Mountain Bike Daul Disc Brakes Mens Bicycle Review

This affordable mountain bike is ideal for gravel riding. The adult bike is made of steel frame material making it reliable and durable.

The frame features suspension forks that prevent bumpy rides and give you full control on the road.

The mountain bike is equipped with disc brakes that provide the needed stopping power. The rear and front disc brakes keep you safe throughout your rides even when riding at high speed.

It also features front and rear derailleurs combined with Shimano 3x7 shifters that offer easy and precise shifting. This lightweight mountain bike is made of magnesium wheels and aluminum rims that work well.
It comes almost ready to ride since it is 85% assembled.

You need to assemble the handlebar, front wheel, pedals and inflate the tires. You should also rotate the bike’s fork to 180 degrees before you install the front wheel. All tools needed for the assembly are included.

What Are The Key Point To Choose This Bike:

The mountain bike is of good quality and it is super easy to assemble. Everything from the brakes and gears works well to give you the most reliable rides. The bike has a suspension fork for smooth rides. You will also enjoy safe rides on sloppy terrains and when riding at high speed with the efficient disc brakes. 

Highlighted Features:

  • 17-inch steel frame
  • MTB suspension fork
  • Front and rear disc brakes
  • Shimano 3x7 shifter
  • Magnesium wheels and aluminum rims

3. Outroad Fat Tire or Ordinary Tire Bike Mountain Bike

Outroad Fat Tire or Ordinary Tire Bike Mountain Bike Review

The Outroad Fat Tire Mountain Bike is a quality model made of high carbon steel frame.

The bike features a dual suspension to make your rides smooth and comfortable. With the 21-speed gears, you can change the gears swiftly to suit every terrain.

The bike has a comfortable seat and you can adjust the seat height to suit your needs. the handlebars are also comfortable but the height is not adjustable. If you are a rider with a height of 5.2-6.0 inches, this bike is deal for you.

It features rear and front disc brakes that offer an exceptional braking system. Whether you are riding on sloppy terrains or at high speed, you can be sure of safety. The brakes are responsive and give you more control whenever you need to stop.

The mountain bike comes 80% assembled so you need to do the remaining 20% assembly work. It comes with all the necessary tools you need to assemble and maintain the bike.

What Are The Key Point To Choose This Bike:

This is an amazing mountain bike for the price. The bike’s suspension works well and it is designed with a comfortable and height adjustable seat. It is made of high-quality components and features precise braking system for safe rides. Changing gears is effortless and assembling the parts is also easy.

Highlighted Features:

  • Dual suspension
  • Adjustable seat height
  • 21-speed gears
  • 200 lbs rider weight
  • Front and rear disc brakes

4. Mongoose Hitch Mens All-Terrain Fat Tire Mountain Bike

Mongoose Hitch Mens All-Terrain Fat Tire Mountain Bike Review

This is another fat tire adult mountain bike that provides the most decent rides. This beach cruiser bike is designed with 4 ¼ knobby tires that offer smooth rolling on various terrains.

It also features 4-inch wide alloy wheel set for durability.

The men’s fat bike has front and rear disc brakes to give you the required stopping power. This is important to keep you safe on the road always. It is designed with a robust steel mountain frame that can hit the trail.
Mongoose mountain bike has 7-speed so it can handle hills.

It is also equipped with a rigid suspension to smoothen your rides. The wider tires handle any terrains perfectly regardless of whether there is snow or sand.

If you are a rider between 5 feet 3 inches and 6 feet 2 inches, then you will enjoy adventurous rides with this bike.

What Are The Key Point To Choose This Bike:

The Mongoose mountain bike is an affordable option and great for big guys. This fat tire bike provides comfortable and smooth rides on different terrains. The bike is made of steel frame which is durable and provides stable rides. Apart from using it as a beach cruiser, it also works well as a comfort or cross-country mountain bike.

Highlighted Features:

  • Steel frame
  • 4-inch alloy wheel set
  • 4 ¼ inch knobby tires
  • Rear and front disc brakes

5. Vilano Blackjack 3.0 29er Mountain Bike with 29-Inch Wheels

6. Mongoose Men's Malus Fat Tire Bicycle

It also has 7-speed gearing with Shimano rear derailleur. The mountain bike is designed with powerful dual disc brakes placed in the front and rear wheels. The brakes are dependable and they allow you to stop at any time without trouble. You can also rely on them when you need to slow down.

One of the best things you will love about this bike is comfortable rides. It is designed with pedals that are easy to use. The bike also gives you a nice posture and the handgrips are comfortable when you are riding.

The bike is easy to assemble because it comes with a detailed guide on how to go about it. If you find it hard to assemble, you can seek help at your local bike store.

What Are The Key Point To Choose This Bike:

Step in style with the mongoose fat bike that can handle virtually any terrain. The bike can handle heavy users and its low gears enable you to start riding slowly. This fat bike offers smooth rides and its mountain handlebar ensure you stay in control. The front and rear disc brakes also provide precise stopping and make it easy for you to control your speed. 

Highlighted Features:

  • 7-speed gearing
  • Alloy wheels
  • Steel frame
  • Knobby tires
  • Disc brakes

7. Mongoose Argus ST & Trail Fat Tire Mountain Bike

Mongoose Argus ST & Trail Fat Tire Mountain Bike Review

Enjoy all-terrain adventures with the Mongoose fat bike. The bike is designed with a durable yet lightweight aluminum frame to provide reliable performance.

This fat bike is designed for riders from 8 years and above. It fits riders with a height of 4 feet 8-inches to 5 feet 6-inches.

It is equipped with 24x4 inch knobby tires that provide better traction on various surfaces. Whether you are riding on snow or sand, this mountain bike provides great rides and good stopping power.

The 7-speed bike is equipped with rear derailleur so you can easily adapt to your terrain. You also get the needed gearing to serve different terrains. The mountain bike is packed with efficient mechanical disc brakes that provide reliable stopping on bumpy trains and bad weather.

What Are The Key Point To Choose This Bike:

Handle snowy hills and rocky terrains with this fat bike. It is great for youths and adults and it can handle all terrains. This mountain bike sis strong enough and provides stable rides. Its knobby tires offer better traction and smooth rides. It is also fun to ride the bike with little pedaling. 

Highlighted Features:

  • Fat tire for all terrain
  • Aluminum hardtail frame
  • 7-speed shifting system
  • Mechanical disc brakes

8. Eurobike X1 Bike 27.5 InchesMountain Bike

Eurobike X1 Bike 27.5 InchesMountain Bike Review

Ride in style with this Eurobike mountain bike. It is made of high-carbon steel for durability and stability.

This makes riding fun and safe since you don’t have to worry about the bike falling apart.

The mountain bike is equipped with a front suspension fork that absorbs bump to give you smooth rides or rugged terrains. The included mechanical disc brakes give reliable braking power to ensure you achieve the safest rides.

This bike has larger 27.5-inch multi-spoke wheels that offer smooth rolling. You also get free pedals and assembly tools. The 21-speed bike is suitable for riders with a height ranging from 5 feet 4 inches to 6 feet.

What Are The Key Point To Choose This Bike:

This mountain bike is worth the price and great choice for off road riding. The bike offers easy assembly since the needed assembly tools are included. Your work is to assemble the pedals, front wheel, seat and the handlebars. The bike includes a front suspension for smooth rides and the dual disc brakes enhance your road safety.

Highlighted Features:

  • High carbon steel frame
  • 21-speed shifting system 
  • Mechanical dual disc brakes
  • Front fork with a suspension
  • 27.5 inch tires

9. Merax Finiss 26" Magnesium Wheel Mountain Bike

10. Raleigh Bikes Eva 2 Women's Bike

The first thing you will notice on this bike is the comfortable saddle. It is designed with a full plush saddle that provides you with comfort even when riding on the most challenging terrain. Additionally, the bike has a steady suspension that enhances your comfort.

The bike is available in different sizes to fit all women in regards to height. You can choose from small, medium and large size depending on your height. You do not have to think about doing adjustments to the saddle to suit your height.

The bike is designed with a lightweight aluminum frame that not only makes it durable but women-friendly. Handling the bike is easy because it is lightweight. It is also designed with quality tires that provide the needed stability in different terrains. The bike is designed with Shimano Revo twist shifter that is easy to use and takes you through 21 different speeds perfectly.

In reference to the assembly, this mountain bike comes partially disassembled. You will receive it in a sealed factory box. The bike is 85 percent assembled. You can follow the given guide to assemble and adjust some of the parts of the bike.

What Are the Key Point to Choose This Bike?

This is a sleek mountain bike with excellent features for the best rides. It is super tough and the front shock absorbs bumps on rough terrains. Achieve reliable braking power with the rear and front linear pull brakes. This comfortable bike is also easy to set up and great for the price.

Highlighted Features:

  • Lightweight aluminum frame
  • Shimano Revo twist shifter
  • Squishy suspension frame
  • Comfortable saddle

More Raleigh Bikes Reviews:

11. 2021 New 27.5 Mountain Bike Mens

2021 New 27.5 Mountain Bike Mens Reviews

When you have a bike that performs as a mountain bike as well as a hybrid bike, you are not limited to visiting places. You can go anywhere you want anytime. If you love commuting to work or riding for fun, this mountain bike is a great pick.

It features a fashionable design and it is very comfortable for riders. It has a combination of white, yellow and orange color that makes it good looking when you are riding.

The bike has a frame with a suspension fork. The frame of the bike is durable and lightweight making it easy to use the bike. Again, the frame features a superb construction so you do not expect any vibrations when you are riding.

For precise and easy shifting, this bike features Shimano rear derailleurs and this makes your rides comfortable. The bike also has front and rear disc brakes for more controlled rides.

This bike with MicroShift index 24 speed is designed to fit all riders. You can adjust the height of the seat to fit you well. It is perfect for people with a height of 5 feet 1 inch to 5 feet 9 inches. The bike can hold a maximum weight capacity of 250 lbs.

In regards to assembly, it is advisable to look for a professional to assemble the bike if you have trouble doing it yourself. You can also contact customer care and they will get back to you in less than 24 hours and guide you on how to assemble it.

Highlighted Features:

  • Stylish design
  • Lightweight frame
  • Front and rear disc brakes
  • Adjustable seat height
  • Shimano rear derailleurs

12. Schwinn Protocol 1.0 Men's Dual-Suspension Mountain Bike

The bike is designed with a durable and reliable aluminum frame that gives you the support you need when you are riding. The frame is lightweight and rust resistant and it can hold a maximum weight of up to 220 lbs. You can stop at any time when you want to with this mountain bike.

It is made with reliable front disc brake and rear alloy V-brakes that help you stop regardless of the condition. You will also love the high profile rims and tires that are designed to last. The 26-inch tires provide a good grip giving you smooth rides regardless of the condition out there.

You need to do some assembly when you receive your package. The assembly process is easy and it can take you less than 30 minutes. You need to fix the following; screw the pedals, screw the handlebars and place the tire on the frame.

What Are The Key Point To Choose This Bike:

Enjoy lightweight aluminum convenience with this unisex mountain bike. This awesome bike is easy to set up and it provides great rides. It comes with a kickstand and the full suspension does wonders when riding on bumpy roads. The bike’s shifters make it easy for you to climb steeper heels and handle tougher ravines.

Highlighted Features:

  • Aluminum full suspension frame
  • Front disc brakes and rear alloy v-brakes
  • Shimano rear derailleurs
  • Strong alloy rims

13. Diamondback Bicycles Recreational Mountain Bike

The construction of the frame also makes it durable and able to hold more weight without any issues. This good looking bike is designed with quality wheels that provide a smooth rolling on any terrain. You can achieve smooth rides even on the most challenging terrain.

The bike features eyelets giving you the chance to mount it with fenders and rack if you would love to. The bike brags of Shimano shifters and derailleurs that give you accurate shifting all the time. Additionally, the bike has a smooth rolling wheels and a suspension fork that absorbs potholes and bumps along your way.

Putting the bike together is pretty simple especially if you are familiar with bike DIY projects. Most of the parts come put together so you just need to put the seat, front wheel, attach the pedals, connect the brake lines and install the handlebars.

Highlighted Features:

  • Shimano derailleurs and shifters
  • Steel frame
  • Smooth rolling wheels
  • Frame eyelets
  • Smooth shifting
  • Comfortable grips

14. EUROBIKE EURX9 Mountain Bike

EUROBIKE EURX9 Mountain Bike Review

Today, you can find a pretty good mountain bike under 500 from top brands. Whether you are buying your first mountain bike or upgrading your cheap bike, you can consider getting the EUROBIKE EURX9 Mountain Bike.

 This is a quality bike in this price range any mountain biker will love. The bike is designed with aluminum alloy material measuring 19 inches that make it strong, lightweight and durable.

The oversize frame makes the mountain bike easy to ride. For more control when you are riding, the bike is fitted with 29 inches 3 spoke magnesium alloy wheel. The wheels also provide a smooth ride on different terrains.

Braking power is crucial regardless of the bike that you are riding. This model features dual disc brakes so your safety on the road is guaranteed. With the 21 speed Shimano Gears, you can expect a reliable shifting all the time. You can enjoy riding this bike even for long trips because it is designed with a comfortable seat.

Additionally, you will get free pedals that are included in the package. When it comes to assembly, the bike comes 85% assembled. You are required to install the handlebars, pedals, front wheel, seat and fill the tires with air. This is a simple process that can take about 20 minutes to complete.

Highlighted Features:

  • 6061 aluminum alloy frame
  • Magnesium alloy wheels
  • Dual disc brakes
  • Free pedals
  • 21 speed Shimano gears

15. GMC Topkick Dual Suspension Mountain Bike

GMC Topkick Dual Suspension Mountain Bike Review

With a budget of 500 bucks, you can be surprised by the variety of mountain bikes that you can find. In fact, it will be hard to select the right one because there are so many models out there.

 Which is why I have narrowed down your search and recommend the GMC Topkick Dual-Suspension Mountain Bike that performs well on the road.

This 21-speed mountain bike has a full suspension and it features a strong aluminum frame construction. The strong aluminum frame and full suspension make the bike perfect for riding on rough and tough terrains. All your rides will be smooth and comfortable, thanks to the additional cushioning from the full suspension frame.

As compared to other road bikes, you will love the strong wheelset. The firm wheelset features high flange alloy hubs and a V-shape rim to provide you with stable and smooth rides. If you are a fast rider, this bike provides you with great gearing. The integrated gears provide effective control when you are riding.

Braking is easy because the bike has front and rear disc brakes. The brakes provide improved performance during wet or muddy conditions. These brakes also perform well as compared to rim brakes. Assembling this bike is easy and the process can take you up to 30 minutes. You can also watch some YouTube videos so that it will be easy to assemble the bike.

What Are The Key Point To Choose This Bike:

The bike has a strong and lightweight aluminum frame and reliable disc brakes that work well under all conditions. Shifting and changing gears is easy to keep you in control. This bike is not only good-looking but well-built for tough rides. 

Highlighted Features:

  • 21 speed
  • Rear and front disc brakes
  • Full suspension
  • Strong aluminum frame

Frequently Asked Questions - FAQs

Q: Is a 500-dollar mountain bike worth it?

A: A 500-dollar mountain bike is worth it because most6 reasonably-priced mountain bikes range between 400-800 bucks. There are so many affordable mountain bikes from top brands with great features like other high end mountain bikes.

Q: Can you get a good mountain bike for 500?

A: With a budget of $500, you can get many mountain bikes to suit your needs. Most of the bikes we have reviewed above offer comfortable rides or rough terrains and they give you value for money.

Q: How much does a decent mountain bike cost?

A: Mountain bikes are generally expensive but this doesn’t mean there are no cheaper options. A decent quality mountain bike should range between $400 to $800.

Q: Can I use mountain bike on road?

A: You can ride your mountain bike on the road even though they are specially made for bike trails. However, you will not get the best performance from the bike when riding on the streets.

Q: What size mountain bike should I buy for my height?

A: Selecting the right bike size highly depends on your height. You should get a well-fitting mountain bike to enjoy your rides. Below is a simple table that will enable you pick the right bike size depending on your height.

Rider Height (in)

Rider Height (cm)

Bike Frame Size (in)

4' 10" - 5' 2"

148cm - 158cm

13" - 14"

5' 3" - 5' 6"

159cm - 168cm

15" - 16"

5' 7" - 5' 10"

169cm - 178cm

17" - 18"

5' 11" - 6' 1"

179cm - 185cm

19" - 20"

  

 Q: Is it harder to ride a mountain bike on the road?

A: If you are riding your mountain bike on the pavement, you will find it harder and slower to pedal. However, the bikes provide an upright riding position and they ride well on a wide range of terrains. 

Q: How much slower is a mountain bike on the road?

A: The average speed of a mountain bike on the road is roughly 17 mph, equivalent to27 kph. The uphill speed is around 8 mph or 13 kph and the downhill speed averages to 12 mph or 19 kph.

Q: What is the difference between a 27.5″ or 29″ bike tire?

A: The main difference between the two wheels is the speed. Bikes with 27.5 inch wheels offer faster acceleration than the 29 inch. Larger wheels are suitable for longer rides but they are slower at acceleration.

Final Verdict:

If you are a casual or beginner mountain biker, you do not need to spend a lot of money purchasing a mountain bike. You need an affordable mountain bike with basic features that will help you enjoy your ride. Once you get the experience, you can now upgrade to other high-end mountain bikes. The above are quality and affordable mountain bikes that will give you the best riding experience. I know it will be easy to select the right mountain bike that suits your riding needs.

  • Updated September 8, 2021
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